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Our Commitment To Privacy
Your privacy is important to us. To better protect your
privacy we provide this notice explaining our online
information practices and the choices you can make about the
way your information is collected and used. To make this
notice easy to find, we make it available on our homepage and
at every point where personally identifiable information may
be requested.
The Information We Collect:
This notice applies to all information collected or
submitted on the Home Mortgage Valley website. On some pages,
you can apply to receive rate quotes. The types of personal
information collected at these pages are:
Name
Address
Email address
Phone number
(etc.)
The Way We Use Information:
Any information obtained by Home Mortgage Valley, its
authorized affiliates, lenders, brokers, successors and/or
assigns will be used for the purpose of determining the
eligibility of a loan applicant. Information obtained may be
submitted to an authorized third party to determine credit
worthiness and eligibility of a loan applicant.
Automatically Gathered Information.
Home Mortgage Valley automatically collects your browser
type and browser software version to tailor the presentation
of the services to your platform and to maintain a record of
your activity on the Home Mortgage Valley web-site. Home
Mortgage Valleymay also use cookies to enable users to specify
unique preferences and to track user trends and patterns.
Users always have the option of disabling cookies via their
browser preferences. If you disable cookies on your browser,
please note that some parts of our Home Mortgage Valley site
may not function as effectively or may be considerably slower.
As an automatic process, our web server software records a log
file of IP addresses that access the Home Mortgage Valley
web-site. We also collect IP address information but do not
ordinarily link IP addresses to Users Personally Identifiable
Information.
How We Use Information.
We use Personally Identifiable Information for our own
internal purposes including contacting you via email to inform
you about updates to our services and providing you with other
information that we deem necessary. We reserve the right to
disclose your information as required by law. We do not rent
or sell our Users Personally Identifiable Information to third
parties.
Finally, we never use or share the personally
identifiable information provided to us online in ways
unrelated to the ones described above without also providing
you an opportunity to opt-out or otherwise prohibit such
unrelated uses.
Our Commitment To Data Security
To prevent unauthorized access, maintain data accuracy,
and ensure the correct use of information, we have put in
place appropriate physical, electronic, and managerial
procedures to safeguard and secure the information we collect
online.
Limitation of Liability.
a. Neither Home Mortgage Valley nor its parent,
affiliates or subsidiaries are liable for any loss or damage
caused by a visitor's reliance on: (1) any information or (2)
any product or service obtained through this Site or a Linked
Site. Visitors are responsible for assessing the accuracy and
completeness of any information obtained from this Site or a
Linked Site.
b. Neither Home Mortgage Valley nor its parent,
affiliates or subsidiaries are responsible or liable for any
inaccuracies, errors or omissions in the Content or in the
products or services offered on this Site or a Linked
Site.
c. Neither Home Mortgage Valley nor its parent,
affiliates or subsidiaries are liable in any way for any
indirect, special, punitive, consequential, or indirect
damages in connection with the use of this Site or a Linked
Site or with the delay or inability to use this Site or a
Linked Site, whether or not Home Mortgage Valley is made aware
of the possibility of such damages. This limitation includes,
but is not limited to, the transmission of any viruses or
Trojan horses that may affect a Visitor's equipment, failure
of any electronic or telephonic equipment, communication or
connection lines, unauthorized access, theft, operator errors,
or any force majeure. Home Mortgage Valley does not guarantee
continuous, uninterrupted or secure access to this Site or a
Linked Site.
d. By applying, this does not obligate Home Mortgage
Valley, its authorized affiliates, lenders, brokers,
successors and/or assigns to make a loan to any applicant, nor
does it imply an offer to lend or loan to any applicant.
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